Using FlowBelk
FlowBelk is provided to help users understand money activity, manage spending, and work toward savings goals. You agree to use FlowBelk lawfully, responsibly, and only for personal or permitted purposes.
Terms of Use
Effective date: June 19, 2026
These Terms of Use describe the basic rules for using FlowBelk, a budgeting and personal financial tracking tool.
Not Financial Services
FlowBelk is a budgeting and financial tracking tool. FlowBelk is not a bank, financial advisor, lender, investment advisor, broker, credit repair service, or tax advisor. Information in the app is for organization and tracking purposes only and should not be treated as financial, legal, tax, investment, or professional advice.
AI-Generated Content
FlowBelk includes an AI financial assistant called FlowBelk Coach that provides informational summaries, forecasts, and suggestions based on the data you enter. AI-generated content may be inaccurate or incomplete and should not be relied upon as financial, legal, tax, or professional advice. You are responsible for verifying any information before acting on it.
Your Information
You are responsible for the accuracy of information you enter into FlowBelk. App views, summaries, and insights depend on the information available to the app and may not reflect your complete financial situation.
Account Security
You are responsible for maintaining the confidentiality of your login credentials and for activity that occurs through your account. Contact us promptly if you believe your account has been accessed without permission.
Acceptable Use
You agree not to misuse FlowBelk, interfere with app operations, attempt unauthorized access, upload malicious content, or use the service in a way that harms FlowBelk, other users, or third parties.
Availability and Changes
We may update, change, suspend, or discontinue features from time to time. We aim to provide a reliable app, but FlowBelk may not always be uninterrupted, error-free, or available.
Limitation of Liability
To the fullest extent permitted by law, FlowBelk is provided as is and as available. FlowBelk is not responsible for decisions you make based on app content, user-entered information, summaries, projections, or tracking tools.
Governing Law
These Terms are governed by the laws of Massachusetts, United States, without regard to conflict of law principles. Any disputes will be resolved in the state or federal courts located in Massachusetts, United States.
Changes to These Terms
We may update these Terms from time to time. When we make changes, we will update the effective date and post the revised Terms.
Contact
Questions about these Terms may be sent to support@flowbelk.com.